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Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Q	What is the fastest-growing state in the U.S.?
A	Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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Anne and Eddie McKechnie, REALTOR®, real estate agents and broker for Tucson, Oro Valley and Vail Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Anne and Eddie McKechnie
Arizona Licensed Realtors®
Coldwell Banker Residential Brokerage
2890 E Skyline Drive, Ste 250
Tucson, AZ 85718
Phone: 520.529.7507
Fax: 520.577.5417
Info@thetucsonexperts.com
"From the beginning of our Tucson Real Estate careers, we have set the goal of providing superior service and market knowledge to all of our clients. The kind of service and market knowledge we would expect ourselves," said Anne.

"We really believe in building relationships that last," said Eddie.

They have three wonderful boys and are involved with all their after school activities.

Their caring and professional attitude towards their clients has made them Top Producing Tucson Real Estate Agents with Coldwell Banker Residential Brokerage in Tucson, including the President's Elite Membership afforded to only a few select agents nationwide.

"We are humbled by the referrals that we receive everyday from past clients" said Anne.

Anne and Eddie are holders of the Coldwell Banker Previews International Designation,a Designation that shows their experience in Listing and Selling Luxury Homes, Properties and Estates. The award is given to only 4% of 117,000 agents Nationally and Internationally with Coldwell Banker.

Anne and Eddie are ranked in the top 1/2% of NRT agents worldwide because of their dedication and service to their clients. They have vast business experience both in the motion picture industry, and in the retail industry. They use their experience in marketing and negotiation to benefit their clients in their Tucson home purchase or sale.

Call Anne and Eddie today, and receive the benefit of using Tucson Real Estate agents that work 110% for you in buying or selling your home.


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