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Anne and Eddie McKechnie, REALTOR®, real estate agents and broker for Tucson, Oro Valley and Vail Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
Not all Tucson Real Estate agents are alike. Call us and find out why. 520.529.7507




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We add our newest Tucson homes and other Tucson real estate listings to this web site first. It can be some time before they appear in the MLS.
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Great Relocating Experience!
"Anne and Eddie smoothed out all the details for us"
Rod and Jeannie Coughlin
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Anne & Eddie McKechnie rank among the Top Tucson Real Estate Experts™
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Anne and Eddie McKechnie (Coldwell Banker Residential Brokerage): Real Estate Agent in Tucson, Pima County, Arizona
Mortgage Calculators: Tucson, Oro Valley and Vail Arizona home buying, real estate listings, and homes for sale in Tucson                         County, AZ
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...


The Best Mortgage Calculators On the Web!
 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




Anne and Eddie McKechnie, REALTOR®, real estate agents and broker for Tucson, Oro Valley and Vail Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Anne and Eddie McKechnie
Arizona Licensed Realtors®

Coldwell Banker Residential Brokerage
2890 E Skyline Drive, Ste 250
Tucson, AZ 85718
Phone: 520.529.7507
Fax: 520.844.6626
Info@thetucsonexperts.com

"From the beginning of our Tucson Real Estate careers, we have set the goal of providing superior service and market knowledge to all of our clients. The kind of service and market knowledge we would expect ourselves," said Anne.

"We really believe in building relationships that last," said Eddie.

They have three wonderful boys and are involved with all their after school activities.

Their caring and professional attitude towards their clients has made them Top Producing Agents with Coldwell Banker Residential Brokerage in Tucson, including the President's Elite Membership afforded to only a few select agents nationwide.

"We are humbled by the referrals that we receive everyday from past clients" said Anne.

Anne and Eddie are holders of the Coldwell Banker Previews International Designation,a Designation that shows their experience in Listing and Selling Luxury Homes, Properties and Estates. The award is given to only 4% of 117,000 agents Nationally and Internationally with Coldwell Banker.

Anne and Eddie are ranked in the top 1/2% of NRT agents worldwide because of their dedication and service to their clients. They have vast business experience both in the motion picture industry, and in the retail industry. They use their experience in marketing and negotiation to benefit their clients in their Tucson home purchase or sale.

Call Anne and Eddie today, and receive the benefit of using Tucson real Estate agents that work 110% for you in buying or selling your home.

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NUMBER1EXPERTS™ in real estate for Tucson, Oro Valley and Vail, Arizona, Golf Communities, Luxury Properties and Luxury Homes

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